Mortgage Loans

In addition to conventional long term fixed-rate mortgage loans, Bank of Zachary can offer a variety of portfolio lending options which come with benefits such as down payments as low as 10% and no private mortgage insurance (PMI).

Home Equity

Leveraging the equity in your home can be a great way to finance large expenses such as a new car, wedding, or home renovation.  Bank of Zachary can offer home equity term loans in a second mortgage position up to 95% of appraised value.

Mobile Home & Land Financing

Bank of Zachary can finance mobile homes and land up to 80% of appraised value. The mobile home must be immobilized and attached to the property with an Act of Immobilization.



Our checking accounts offer free online banking, bill pay and eStatements, along with simple ways to waive monthly fees.