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Checking

Our checking accounts offer free online banking, bill pay and eStatements, along with simple ways to waive monthly fees.

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Personal Rates

Checking Rates

Effective Date: 6/15/2025

Checking Rates Table
ProductInterest RateAPY*Minimum To OpenMinimum To Obtain APY
e-Z NOW0.25%0.25%$1,500$1,500
e-Z Money Market0.45%
1.05%
1.83%		0.45%
1.06%
1.85%		$1,500
$1,500
$1,500

$0 to $24,999.99 (Tier 1)
$25,000.00 to $99,999.99 (Tier 2)
$100,000.00 + (Tier 3)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Savings Rates

Effective Date: 6/15/2025

Savings (Rate Table)
ProductInterest RateAPY*Minimum To OpenMinimum To Obtain APY
e-Z Savings0.35%0.35%$25$25
Regular Savings0.35%0.35%$100$100
Christmas Savings0.35%0.35%$100$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.

CD Rates

Effective Date: 6/15/2025

Certificates of Deposit (Rate Table)
TermInterest RateAPY*Minimum To OpenMinimum To Obtain APY
90 Days1.99%2.00%$2,500$2,500
6 Months3.91%3.95%$2,500$2,500
12 Months3.65%3.70%$2,500$2,500
18 Months3.11%3.15%$2,500$2,500
2 Years2.97%3.00%$2,500$2,500
3 Years2.53%2.55%$2,500$2,500
5 Years2.48%2.50%$2,500$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice. 
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. 
These CDs automatically renew.

IRA Rates

Effective Date: 6/15/2025

IRA Rates (Rate Table)
TermInterest RateAPY*Minimum To OpenMinimum To Obtain APY
1 Year2.92%2.95%$500$500
1 Year Variable**2.92%2.95%$500$500
18 Months3.06%3.10%$500$500
2 Years3.02%3.05%$500$500
3 Years2.72%2.75%$500$500
5 Years2.82%2.85%$500$500

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.