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Checking
Our checking accounts offer free online banking, bill pay and eStatements, along with simple ways to waive monthly fees.
Personal Rates
Checking Rates
Effective Date: Friday, January 27, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| e-Z NOW | 0.45% | 0.45% | $1,500 | $1,500 |
| e-Z Money Market | 1.05% 1.75% 2.65% | 1.06% 1.76% 2.68% | $1,500 $1,500 $1,500 | $0 to $24,999.99 (Tier 1) |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
Savings Rates
Effective Date: Friday, January 27, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| e-Z Savings | 0.35% | 0.35% | $25 | $100 |
| Regular Savings | 0.35% | 0.35% | $100 | $100 |
| Christmas Savings | 0.35% | 0.35% | $100 | $100 |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
CD Rates
Effective Date: Friday, January 27, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| 30 Days | 1.05% | 1.06% | $2,500 | $2,500 |
| 90 Days | 1.65% | 1.66% | $2,500 | $2,500 |
| 6 Months | 2.25% | 2.26% | $2,500 | $2,500 |
| 12 Months | 3.15% | 3.19% | $2,500 | $2,500 |
| 18 Months | 2.75% | 2.78% | $2,500 | $2,500 |
| 2 Years | 2.80% | 2.83% | $2,500 | $2,500 |
| 3 Years | 2.85% | 2.88% | $2,500 | $2,500 |
| 4 Years | 2.90% | 2.93% | $2,500 | $2,500 |
| 5 Years | 2.95% | 2.98% | $2,500 | $2,500 |
*APY = Annual Percentage Yield.
Note:These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
IRA Rates
Effective Date: Friday, January 27, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| 1 Year | 2.375% | 2.40% | $500 | $500 |
| 1 Year Variable** | 2.375% | 2.40% | $500 | $500 |
| 18 Months | 2.425% | 2.45% | $500 | $500 |
| 2 Years | 2.525% | 2.55% | $500 | $500 |
| 3 Years | 2.625% | 2.65% | $500 | $500 |
| 4 Years | 2.725% | 2.75% | $500 | $500 |
| 5 Years | 2.975% | 3.01% | $500 | $500 |
*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.
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