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Checking
Our checking accounts offer free online banking, bill pay and eStatements, along with simple ways to waive monthly fees.
Personal Rates
Checking Rates
Effective Date: Saturday, December 4, 2021
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| e-Z NOW | 0.10% | 0.10% | $1,500 | $1,500 |
| e-Z Money Market | 0.10% 0.50% | 0.10% 0.50% | $1,500 $1,500 | $0 to $24,999 (Tier 1) |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
Savings Rates
Effective Date: Saturday, December 4, 2021
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| e-Z Savings | 0.10% | 0.10% | $100 | $100 |
| Regular Savings | 0.10% | 0.10% | $100 | $100 |
| Christmas Savings | 0.10% | 0.10% | $100 | $100 |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
CD Rates
Effective Date: Saturday, December 4, 2021
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| 30 Days | 0.15% | 0.15% | $2,500 | $2,500 |
| 90 Days | 0.15% | 0.15% | $2,500 | $2,500 |
| 6 Months | 0.35% | 0.35% | $2,500 | $2,500 |
| 12 Months | 0.50% | 0.50% | $2,500 | $2,500 |
| 18 Months | 0.60% | 0.60% | $2,500 | $2,500 |
| 2 Years | 0.65% | 0.65% | $2,500 | $2,500 |
| 3 Years | 0.80% | 0.80% | $2,500 | $2,500 |
| 4 Years | .90% | 0.90% | $2,500 | $2,500 |
| 5 Years | 1.00% | 1.00% | $2,500 | $2,500 |
*APY = Annual Percentage Yield.
Note:These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
IRA Rates
Effective Date: Saturday, December 4, 2021
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| 1 Year | 0.50% | 0.50% | $500 | $500 |
| 1 Year Variable** | 0.50% | 0.50% | $500 | $500 |
| 18 Months | 0.60% | 0.60% | $500 | $500 |
| 2 Years | 0.65% | 0.65% | $500 | $500 |
| 3 Years | 0.80% | 0.80% | $500 | $500 |
| 4 Years | .90% | .90% | $500 | $500 |
| 5 Years | 1.00% | 1.00% | $500 | $500 |
*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.
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