Personal Rates

Checking Rates

Effective Date: Saturday, May 21, 2022

Checking
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z NOW	0.10%	0.10%	$1,500	$1,500
e-Z Money Market	0.10% 0.50%	0.10% 0.50%	$1,500 $1,500	$0 to $24,999 (Tier 1) $25,000 + (Tier 2)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Savings Rates

Effective Date: Saturday, May 21, 2022

Savings
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z Savings	0.10%	0.10%	$25	$100
Regular Savings	0.10%	0.10%	$100	$100
Christmas Savings	0.10%	0.10%	$100	$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

CD Rates

Effective Date: Saturday, May 21, 2022

Certificates of Deposit
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
30 Days	0.15%	0.15%	$2,500	$2,500
90 Days	0.15%	0.15%	$2,500	$2,500
6 Months	0.35%	0.35%	$2,500	$2,500
12 Months	0.50%	0.50%	$2,500	$2,500
18 Months	0.60%	0.60%	$2,500	$2,500
2 Years	0.65%	0.65%	$2,500	$2,500
3 Years	0.80%	0.80%	$2,500	$2,500
4 Years	.90%	0.90%	$2,500	$2,500
5 Years	1.00%	1.00%	$2,500	$2,500

*APY = Annual Percentage Yield.
Note:These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.

IRA Rates

Effective Date: Saturday, May 21, 2022

IRA Rates
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
1 Year	0.50%	0.50%	$500	$500
1 Year Variable**	0.50%	0.50%	$500	$500
18 Months	0.60%	0.60%	$500	$500
2 Years	0.65%	0.65%	$500	$500
3 Years	0.80%	0.80%	$500	$500
4 Years	.90%	.90%	$500	$500
5 Years	1.00%	1.00%	$500	$500

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.