Personal Rates

Checking Rates

Effective Date: Sunday, August 25, 2019

Checking
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z NOW	0.10%	0.10%	$1,500	$1,500
e-Z Money Market	0.10% 0.15%	0.10% 0.15%	$1,500 $1,500	$1,500 to $24,999 (Tier 1)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Savings Rates

Effective Date: Sunday, August 25, 2019

Savings
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z Savings	0.35%	0.35%	$100	$100
Regular Savings	0.35%	0.35%	$100	$100
Christmas Savings	0.35%	0.35%	$100	$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

CD Rates

Effective Date: Sunday, August 25, 2019

Certificates of Deposit
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
30 Days	0.40%	0.40%	$2,500	$2,500
90 Days	0.45%	0.45%	$2,500	$2,500
6 Months	1.25%	1.25%	$2,500	$2,500
12 Months	1.85%	1.86%	$2,500	$2,500
18 Months	2.45%	2.47%	$2,500	$2,500
2 Years	1.95%	1.96%	$2,500	$2,500
3 Years	2.00%	2.02%	$2,500	$2,500
4 Years	2.05%	2.07%	$2,500	$2,500
5 Years	2.10%	2.12%	$2,500	$2,500

*APY = Annual Percentage Yield.
Note:These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.

IRA Rates

Effective Date: Sunday, August 25, 2019

IRA Rates
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
1 Year	1.85%	1.86%	$500	$500
1 Year Variable**	1.85%	1.86%	$500	$500
18 Months	2.45%	2.47%	$500	$500
2 Years	1.95%	1.96%	$500	$500
3 Years	2.00%	2.02%	$500	$500
4 Years	2.05%	2.07%	$500	$500
5 Years	2.10%	2.12%	$500	$500

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.