Personal Rates

Checking Rates

Effective Date: Thursday, April 25, 2019

Checking
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z NOW	0.10%	0.10%	$1,500	$1,500
e-Z Money Market	0.10% 0.15%	0.10% 0.15%	$1,500 $1,500	$1,500 to $24,999 (Tier 1)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Savings Rates

Effective Date: Thursday, April 25, 2019

Savings
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z Savings	0.45%	0.45%	$100	$100
Regular Savings	0.45%	0.45%	$100	$100
Christmas Savings	0.45%	0.45%	$100	$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

CD Rates

Effective Date: Thursday, April 25, 2019

Certificates of Deposit
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
30 Days	0.50%	0.50%	$2,500	$2,500
90 Days	0.55%	0.55%	$2,500	$2,500
6 Months	1.35%	1.35%	$2,500	$2,500
12 Months	2.00%	2.02%	$2,500	$2,500
18 Months	2.55%	2.57%	$2,500	$2,500
2 Years	2.15%	2.17%	$2,500	$2,500
3 Years	2.25%	2.27%	$2,500	$2,500
4 Years	2.35%	2.37%	$2,500	$2,500
5 Years	2.45%	2.47%	$2,500	$2,500

*APY = Annual Percentage Yield.
Note:These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.

IRA Rates

Effective Date: Thursday, April 25, 2019

IRA Rates
	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
1 Year	2.00%	2.02%	$500	$500
1 Year Variable**	2.00%	2.02%	$500	$500
18 Months	2.55%	2.57%	$500	$500
2 Years	2.15%	2.17%	$500	$500
3 Years	2.25%	2.27%	$500	$500
4 Years	2.35%	2.37%	$500	$500
5 Years	2.45%	2.47%	$500	$500

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.