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Checking
Our checking accounts offer free online banking, bill pay and eStatements, along with simple ways to waive monthly fees.
Personal Rates
Checking Rates
Effective Date: Tuesday, September 26, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| e-Z NOW | 0.45% | 0.45% | $1,500 | $1,500 |
| e-Z Money Market | 1.20% 2.15% 3.05% | 1.21% 2.17% 3.09% | $1,500 $1,500 $1,500 | $0 to $24,999.99 (Tier 1) |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
Savings Rates
Effective Date: Tuesday, September 26, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| e-Z Savings | 1.00% | 1.00% | $25 | $25 |
| Regular Savings | 1.00% | 1.00% | $100 | $100 |
| Christmas Savings | 1.00% | 1.00% | $100 | $100 |
*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.
CD Rates
Effective Date: Tuesday, September 26, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| 30 Days | 2.05% | 2.07% | $2,500 | $2,500 |
| 90 Days | 2.65% | 2.68% | $2,500 | $2,500 |
| 6 Months | 3.25% | 3.28% | $2,500 | $2,500 |
| 11 Months** | 5.09% | 5.10% | $2,500 | $2,500 |
| 12 Months | 4.15% | 4.22% | $2,500 | $2,500 |
| 18 Months | 3.75% | 3.80% | $2,500 | $2,500 |
| 2 Years | 3.80% | 3.85% | $2,500 | $2,500 |
| 3 Years | 3.10% | 3.14% | $2,500 | $2,500 |
| 4 Years | 3.15% | 3.19% | $2,500 | $2,500 |
| 5 Years | 3.20% | 3.24% | $2,500 | $2,500 |
*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
**The 11 Month CD automatically renews as a 6 Month Certificate of Deposit.
IRA Rates
Effective Date: Tuesday, September 26, 2023
| Interest Rate | APY* | Minimum To Open | Minimum To Obtain APY | |
|---|---|---|---|---|
| 1 Year | 3.375% | 3.42% | $500 | $500 |
| 1 Year Variable** | 3.375% | 3.42% | $500 | $500 |
| 18 Months | 3.425% | 3.47% | $500 | $500 |
| 2 Years | 3.525% | 3.57% | $500 | $500 |
| 3 Years | 2.875% | 2.91% | $500 | $500 |
| 4 Years | 2.975% | 3.01% | $500 | $500 |
| 5 Years | 3.225% | 3.26% | $500 | $500 |
*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.
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