Security Alerts


We have heard from numerous customers this morning who have received a call that says their debit card has been blocked, and asking for a response to "re-activate".

The Bank of Zachary will never contact customers on an unsolicited basis requesting sensitive information.

Asking for personal information should raise a flag since Bank of Zachary will never send you unsolicited emails with embedded links or pop-up windows that ask for confidential information, such as your Social Security number, account numbers, ATM or Debit Card PIN.

Lost or Stolen Debit Card

To report a lost or stolen debit card, please call 1-800-500-1044.

SecurLOCK Equip App

Turn your debit card off with a simple tap.
Protecting your family from fraudulent transactions just got easier! Take control of how your debit cards are used right from your smartphone.

This free mobile app lets you control when, where, and how your debit card is used.
For further details and download information click here

Online Banking System Security

One of the main concerns customers have about banking online is security. The Bank of Zachary will NEVER ask for your ID or your password. You have already provided all of the personal information required when you joined the Bank of Zachary Online banking program. The Bank of Zachary's Online Banking product utilizes secure technology widely accepted and used by the banking and finance industry for Online commerce. Since technology is always changing, the Bank of Zachary will monitor new technology as they emerge to ensure that its Online Banking product remains secure.

Individual User Logins

Customers enrolled in the Bank of Zachary Online Banking Systems have an individual customer ID and password that identifies them online. The customer ID and password are required to successfully log into the Online Banking system to view account information or to pay bills online. This information is passed from the browser to the banking servers in encrypted form, so it is never exposed in clear text as it travels online. The system requires that passwords be changed once per year. Customers have the option to change passwords at will through the Online Banking System. Passwords should be kept secret and not shared with anyone.

Use of Encryption

The Bank has defined numerous control procedures to protect the confidentiality of bank records and data.  All data transmitted over public communications channels, such as the Internet, will be encrypted if it is known to contain confidential information.   The highest level of encryption possible will be utilized to secure data.  Presently, the Internet banking system utilizes 256-bit TLS v1.2 encryption. 

Session Timeout

If there is no activity in an Online Banking session for a predefined period of time, the session will be automatically terminated, thereby preventing unauthorized use by another person.

Automatic Lockout Feature

To prevent unauthorized users from guessing passwords, the customer ID is automatically locked after three failed attempts to sign into the Online Banking system. The account will remain locked until the customer calls The Bank of Zachary's Online Banking department at 225-654-5647.

Virus Risk

Computer viruses can damage your personal computer and/or cause loss of data. The two most common ways to contract a virus is by:

Reduce the Virus Risk By: