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Personal Checking Comparison

e-Z Checkinge-Z NowStudent CheckingStatement Checkinge-Z Money Market
Minimum to Open$100$1,500$100$100$1,500
Earns InterestCheckedChecked
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Online BankingCheckedCheckedCheckedCheckedChecked
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24-Hour Telephone BankingCheckedCheckedCheckedCheckedChecked
e-StatementsRequiredOptionalOptionalOptionalOptional

Learn More e-z Checking

Learn Moree-Z Now

Learn MoreStudent Checking

Learn More Statement Checking

Learn More e-Z Money Market

e-Z Checking

Our e-Z Checking Account puts you in control of your money with unlimited check writing privileges, free online banking, and bill pay. You’ll have convenient access to your money with no monthly service charge.

$100 required for opening balance. No monthly service charge. $1 ATM activity fee is charged for using a non-Bank of Zachary ATM. $10 for replacement ATM/MasterCard Debit Card.

e-Z Now

If you'd like the benefits of a Bank of Zachary checking account plus interest, consider our e-Z NOW account. Maintain a minimum balance of $1,500 to obtain the APY and to avoid the $15 monthly service charge.

Features
Rates

Effective Date: Sunday, June 16, 2019

Checking

Interest RateAPY*Minimum To OpenMinimum To Obtain APY
0.10%0.10%$1,500$1,500

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

$1,500 required for opening balance. No monthly service charge if your lowest balance during the cycle is $1,500 and above. $15 monthly service charge if your balance is less than $1,500 any day of the statement cycle. $1 ATM activity fee is charged for using a non-Bank of Zachary ATM. $10 for replacement ATM/MasterCard Debit Card.

Student Checking

Your first checking account should be designed to fit your needs and schedule. Our Student Checking account offers convenient access to your cash - anytime, anywhere.

$100 required for opening balance. $1 ATM activity fee is charged for using a non-Bank of Zachary ATM. $10 for replacement ATM/MasterCard Debit Card.

Statement Checking

With our Statement Checking account, you can receive monthly bank statements in the mail. Avoid the $10 monthly service charge by maintaining a minimum balance of $1,500.

$100 required for opening balance. No monthly service charge if your lowest balance during the cycle is $1,500 and above. $10 monthly service charge if your balance is less than $1,500. $1 ATM activity fee is charged for using a non-Bank of Zachary ATM. $ 10 for replacement ATM/MasterCard Debit Card.

e-Z Money Market

Our e-Z Money Market account offers many of the conveniences of a checking account, but with a higher interest rate. Maintain a minimum balance of $1,500 to avoid service charges and obtain the APY.

Features
Rates

Effective Date: Sunday, June 16, 2019

Checking

Interest RateAPY*Minimum To OpenMinimum To Obtain APY
0.10%
0.15%
0.10%
0.15%
$1,500
$1,500
$1,500 to
$24,999
(Tier 1)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

$1,500 required for opening balance. No monthly service charge if your lowest balance during the cycle is $1,500 and above. $15 monthly service charge if your balance is less than $1,500. Checks, debits, or pre-authorized internet or phone transfers are limited to six per month. Excessive checks/debits will result in a $10 per item charge, and may require the closing of the account. $1 ATM activity fee is charged for using a non-Bank of Zachary ATM. $10 for replacement ATM/MasterCard Debit Card.