Business Rates - Bank of Zachary

Business Checking

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Savings & CDs

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Business Checking Rates

Effective Date: 6/15/2025

Business Checking Account (Rate Table)
Product	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z BIZ Interest	0.25%	0.25%	$2,500	$2,500
e-Z Money Market Commercial	0.45% 1.05% 1.83%	0.45% 1.06% 1.85%	$1,500 $1,500 $1,500	$0 to $24,999.99 (Tier 1) $25,000.00 to $99,999.99 (Tier 2) $100,000.00 + (Tier 3)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Business Savings Rates

Effective Date: 6/15/2025

Business Savings (Rate Table)
Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
0.35%	0.35%	$100	$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Business Certificates of Deposit

Effective Date: 6/15/2025

Business Certificates of Deposit (Rate Table)
Term	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
90 Days	1.99%	2.00%	$2,500	$2,500
6 Months	3.91%	3.95%	$2,500	$2,500
12 Months	3.65%	3.70%	$2,500	$2,500
18 Months	3.11%	3.15%	$2,500	$2,500
2 Years	2.97%	3.00%	$2,500	$2,500
3 Years	2.53%	2.55%	$2,500	$2,500
5 Years	2.48%	2.50%	$2,500	$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.

Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.

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