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Business Savings

This account is a go-to savings option for all types of businesses. With just a $100 minimum balance you can open and avoid the service charge - all while earning interest.

  • Interest is calculated daily on the collected balance and added to the account at the end of each quarter
  • FREE Business Online Banking
  • FREE Mobile Banking
  • Statements without electronic items are mailed quarterly
  • You are allowed 6 withdrawals per quarter at no charge
  • FREE 24-Hour Telephone Banking (654-1516)
  • Optional e-Statements
  • Fees may reduce earnings on the account
  • Rates may change after the account is opened

Effective Date: Tuesday, September 26, 2023

Business Savings

Interest RateAPY*Minimum To OpenMinimum To Obtain APY

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.

Business Certificates of Deposit (CDs)

Earn a higher rate of interest on a business deposit that is set aside to grow for a designated period of time. Pick a term that will be best for your immediate or projected cash flow needs.

  • Competitive rates
  • $2,500 minimum balance to open and obtain APY
  • No monthly service charge
  • Terms from 30 days to 60 months
  • Automatic renewals
  • FDIC insured, up to the allowable limits

Effective Date: Tuesday, September 26, 2023

Business Certificates of Deposit

Interest RateAPY*Minimum To OpenMinimum To Obtain APY
30 Days2.05%2.07%$2,500$2,500
90 Days2.65%2.68%$2,500$2,500
6 Months3.25%3.28%$2,500$2,500
11 Months**5.09%5.10%$2,500$2,500
12 Months4.15%4.22%$2,500$2,500
18 Months3.75%3.80%$2,500$2,500
2 Years3.80%3.85%$2,500$2,500
3 Years3.10%3.14%$2,500$2,500
4 Years3.15%3.19%$2,500$2,500
5 Years3.20%3.24%$2,500$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
**The 11 Month CD automatically renews as a 6 Month Certificate of Deposit.

Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.