Business Debit MasterCard®

Manage your business expenses with a convenient payment solution designed to simplify everyday transactions. Purchases made with your Business Debit Mastercard® are reflected on your monthly account statement, helping you track spending without the need to manage paper receipts or petty cash.

Features & Benefits
  • Convenient transaction tracking through your account statements
  • Use for purchases online and in person
  • Accepted worldwide wherever Mastercard® is accepted
  • Access to Mastercard® business-related benefits and services
  • ScoreCard® Rewards program (if enrolled)
  • Mastercard® Guide to Benefits available for review

Your use of the Business Debit Mastercard® is subject to the terms and conditions outlined in the Debit Card Agreement. Daily debit card limits may apply. Transaction details are available through your account statement and online banking. Mastercard® benefits, including the Guide to Benefits and any reward programs, are subject to change and may require enrollment. Fees may apply for certain transactions. Please refer to the applicable account disclosures and fee schedule for complete details.

Business Overdraft

Help protect your business checking account from unexpected shortfalls with an available overdraft protection option. This service can provide a line of credit or linked account transfer to help cover transactions when funds are insufficient. Overdraft protection may help reduce the risk of returned items or declined transactions, giving you added confidence in managing your day-to-day cash flow.

Overdraft protection options may include transfers from a linked account or an overdraft line of credit. Lines of credit are subject to credit approval and eligibility requirements. Fees and/or interest may apply depending on the type of service used. Overdraft protection does not guarantee that all transactions will be paid. Please refer to the applicable account agreements and fee schedule for complete details.

Night Depository

Securely make business deposits on your schedule with our Night Depository service, available at most Bank of Zachary locations. Designed for after-hours convenience, this service allows you to safely submit deposits outside of regular banking hours.

Features & Benefits
  • Convenient after-hours deposit access 
  • Secure drop locations at participating branch offices 
  • Ideal for businesses with late operating hours or high cash activity

Night Depository access is available at all Bank of Zachary locations except the St. Francisville branch. Access requires a Night Depository Agreement. Deposits made through the Night Depository are processed on the next business day. Fees may apply for night depository bags and key access. Please refer to the Business Deposit Account Terms and Fee Schedule for complete details.

Wire Transfers

Move funds quickly and securely with our wire transfer services. Whether sending or receiving funds, our team ensures efficient processing to support your business operations.

Features & Benefits
  • Send domestic and international wire transfers
  • Initiate wire requests through Online Banking
  • Same-day processing for outgoing wires submitted before the daily cutoff time
  • No fee for incoming wire transfers
  • Secure and efficient processing

Outgoing wire transfers are subject to applicable fees. Incoming wire transfers are received at no charge. Outgoing wires submitted after the 3:00 PM cutoff time will be processed on the next business day. International wire transfers may be subject to additional fees and exchange rate variations. Security procedures, including call-back verification, may be required to process wire transactions and help mitigate fraud risk.

Safe Deposit Box

Protect your important documents and valuables with secure safe deposit box access, available at our Main and Central branch locations. This service provides a reliable and convenient solution for safeguarding items such as legal documents, heirlooms, and other valuables.

Safe deposit boxes are available at select locations and are subject to availability. Annual rental fees apply and vary by box size. Contents of safe deposit boxes are not insured by the bank or the FDIC. Customers are responsible for obtaining their own insurance coverage, if desired. Access is subject to the terms and conditions outlined in the Safe Deposit Box Agreement.

Specialized Accounts

We offer tailored account solutions designed to meet the unique regulatory and fiduciary needs of specialized organizations. From legal professionals to public entities, our team provides knowledgeable support and reliable account structures focused on compliance, transparency, and efficient account management.

Specialized accounts are subject to eligibility requirements and applicable laws and regulations. Documentation may be required to establish and maintain these accounts. Certain accounts, including IOLTA accounts, are administered in accordance with state-specific guidelines. Fees and terms may vary based on account type.

Relationship-Based Banking

Our relationship-driven approach gives you direct access to experienced bankers who understand your business and your local market. We combine local insight with personalized service to deliver responsive support and long-term financial solutions.

What You Can Expect
  • Dedicated banker and access to commercial lending support 
  • Local decision-making and responsive service 
  • Personalized guidance tailored to your business needs 
  • Ongoing relationship reviews to support growth and evolving needs 

Telephone Banking

Access your business account information anytime with our 24-Hour Telephone Banking service. Simply call 225-654-1516 and follow the prompts to review balances, recent transactions, and other account details.

Telephone Banking is available 24 hours a day, 7 days a week. Information provided reflects the most recent available account data and may not include pending transactions. Please refer to your account agreement for complete details.

Coin & Currency

Telephone Banking is available 24 hours a day, 7 days a week. Information provided reflects the most recent available account data and may not include pending transactions. Please refer to your account agreement for complete details.

Coin and currency services are available to business customers and may be subject to availability. Fees may apply based on order volume and account type. Advance notice may be required for large orders.

Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.