Business Rates - Bank of Zachary

Business Checking Rates

Effective Date: 11/29/2025

Business Checking Account (Rate Table)
Product	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
e-Z BIZ Interest	0.25%	0.25%	$2,500	$2,500
e-Z Money Market Commercial	0.40% 1.00% 1.74%	0.40% 1.00% 1.75%	$1,500 $1,500 $1,500	$0 to $24,999.99 (Tier 1) $25,000.00 to $99,999.99 (Tier 2) $100,000.00 + (Tier 3)

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Business Savings Rates

Effective Date: 11/29/2025

Business Savings (Rate Table)
Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
0.30%	0.30%	$100	$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened. Fees may reduce earnings in these accounts.

Business Certificates of Deposit

Effective Date: 11/29/2025

Business Certificates of Deposit (Rate Table)
Term	Interest Rate	APY*	Minimum To Open	Minimum To Obtain APY
90 Days	1.74%	1.75%	$2,500	$2,500
6 Months	3.47%	3.50%	$2,500	$2,500
12 Months	3.21%	3.25%	$2,500	$2,500
18 Months	2.67%	2.70%	$2,500	$2,500
2 Years	2.53%	2.55%	$2,500	$2,500
3 Years	2.28%	2.30%	$2,500	$2,500
5 Years	2.23%	2.25%	$2,500	$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.

Business Checking

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Savings & CDs

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Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.

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