Products Archive - Page 2 of 6

Check Plus+ Personal Line of Credit

Receive the funds you need for a special purchase and protect yourself from an overdraft with the Check Plus+ Personal Line of Credit account. Tied directly to your checking account, this credit line does not cost you anything unless you use it. If used, you will pay a finance charge only on the outstanding balance of your loan.

Features

Your checking account balance will be increased in increments of $100 up to your approved credit limit. The payment will be deducted from your checking account on the first business day following your statement cycle every month. The payment amount will be 3% of the outstanding balance, with a minimum payment of $25 or the balance of your account if the balance is less than $25. The annual percentage rate is 12.5%. Details regarding your payment will be included in your monthly statements.

Request Information Meet A Loan Officer

ATM & MasterCard^® Debit Card

Apply for our convenient ATM/Debit Card today to start earning rewards on your everyday purchases with our Scorecard Rewards Program. Our cards are instantly issued, so you can get a new card in minutes when you visit our branch!

The card serves as both a MasterCard^® Debit Card and an ATM card, with no annual fees. With over 1,700 ATM locations in the Dolphin ATM network, you can easily access your money wherever and whenever you need it. Plus, you can use the Debit Card anywhere the MasterCard^® logo is displayed. Then, receive detailed statements of where and when you used your card.

Instant Issue Cards

Whether you're opening a new account, or need a replacement card, we'll provide you with a new personalized debit card in minutes!

Gas, groceries, cash… you need access to your money at a moment’s notice - all day, everyday. With our instant issue debit card, you can leave Bank of Zachary and use your card immediately. It’s seamless.

Visit a branch to get a debit card today.

Instant Debit Alerts

This service will allow bank customers to receive alerts via text message whenever a suspicious debit card transaction occurs.

*A convenience fee may be charged by the owner of a Non Bank of Zachary ATM. Transactions may be approved that overdraw the account and a fee may be incurred

Apply NowDebit Card Application

Lot Financing

With as little as 10% cash down on your lot purchase, Bank of Zachary has multiple repayment options to choose from with affordable monthly payments amortized up to 20 years.

Acreage & Recreational Property

Bank of Zachary offers financing for acreage and large tracts of land with as little as 10% cash down and affordable monthly payments amortized up to 20 years.

Signature Loans

Our lenders are empowered to make fast, local decisions. Contact us online or stop by one of our branches to apply for an unsecured personal loan.

Savings Secured Loans

Borrowing against your Bank of Zachary savings account or certificate of deposit offers a cost-effective way to obtain financing with a low interest rate and quick turn-around time.

Automobile, Motorcycle, ATV & Recreational Vehicle Financing

Bank of Zachary offers financing for cars, trucks, motorcycles, four wheelers, ATVs, campers and motorhomes, with competitive rates and terms.

Renovation & Remodeling Loans

Bank of Zachary has financing options available for your next renovation or remodeling project with all the same great benefits of our construction loans, with financing up to 90% of appraised value. Our experienced lending staff will work with you every step of the way to ensure the process is as simple as possible.

New Home Construction Loans

We pride ourselves in providing an exceptional customer experience throughout the building process with flexible draw schedules and quick turnaround times. Borrowers choose their own builder and financing is available up to 90% of as-completed appraised value. Bank of Zachary will also consider financing for borrowers who have the knowledge and expertise to manage and sub-contract their own project.

Rental Property Financing

Bank of Zachary offers financing to help with the acquisition or refinancing of rental properties, with down payments as low as 20% and monthly payments amortized up to 20 years.