Borrowing against your Bank of Zachary savings account or certificate of deposit offers a cost-effective way to obtain financing with a low interest rate and quick turn-around time.

Bank of Zachary offers financing for cars, trucks, motorcycles, four wheelers, ATVs, campers and motorhomes, with competitive rates and terms.

Bank of Zachary has financing options available for your next renovation or remodeling project with all the same great benefits of our construction loans, with financing up to 90% of appraised value. Our experienced lending staff will work with you every step of the way to ensure the process is as simple as possible.

We pride ourselves in providing an exceptional customer experience throughout the building process with flexible draw schedules and quick turnaround times. Borrowers choose their own builder and financing is available up to 90% of as-completed appraised value. Bank of Zachary will also consider financing for borrowers who have the knowledge and expertise to manage and sub-contract their own project.

Bank of Zachary offers financing to help with the acquisition or refinancing of rental properties, with down payments as low as 20% and monthly payments amortized up to 20 years.

Shopping centers, apartment complexes, subdivision developments; Bank of Zachary has financed many types of commercial real estate projects. Our experienced lenders are here to help.

Financing the purchase or construction of your next commercial building with Bank of Zachary. We can provide competitive rates and terms with down payments as low as 15%.

Whether you are shopping for a better deal on your current church loan or seeking a partner to finance your next renovation or expansion, look no further. Our lenders are experts at church financing and we look forward to learning more about your vision.

Remote Deposit Capture (RDC) – Scanner

Process check deposits directly from your office using a secure, on-site scanner. Ideal for  businesses with higher deposit volume, RDC helps reduce trips to the bank while maintaining control and efficiency.  

• Scan and submit multiple checks in a single batch 
• Improve processing speed and internal workflows 
• On-site training and dedicated implementation support 

Remote Deposit Capture (RDC) – Mobile

Deposit checks quickly and securely using your mobile device. Designed for flexibility and ease  of use, mobile RDC allows you to make deposits from virtually anywhere.  

• Deposit multiple checks in a single batch 
• Higher limits and capabilities than standard consumer mobile deposit (subject to approval)
• Access through your business online banking platform 

Simplify transactions for your customers and start accepting credit card and debit card payments. With technology in place to accept a number of nationally recognized card options, including Visa^®, MasterCard^®, American Express^®, and Discover^®, you may be able to boost sales and customer satisfaction.