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Commercial Savings

A simple, reliable way to set aside funds for your business while earning interest. Whether you're building reserves, planning for future expenses, or managing seasonal cash flow, this account is designed to support your business’s financial goals.

Features
  • $100 minimum deposit required to open and earn interest
  • No monthly service charge when balance requirements are met
  • Interest is calculated on the daily collected balance and credited to your account quarterly
  • 24-Hour Telephone Banking (225-654-1516)
  • Up to 6 (six) withdrawals per quarterly statement cycle at no charge
  • e-Statements included and provided quarterly
  • Business & Online Mobile Banking
Rates

Effective Date: 5/26/2026

Business Savings (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
0.30%0.30%$100$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.

A $100 minimum deposit is required to open the account and earn interest. A $5.00 service charge will be assessed if the minimum daily balance falls below $100 during the quarterly statement cycle. You may make up to 6 withdrawals per quarterly statement cycle at no charge (including transfers); a $5.00 fee will apply for each withdrawal in excess of this limit. Up to 20 deposited items per quarterly statement cycle are allowed at no charge; a $0.30 fee will apply for each item thereafter. Interest rates are variable and may change at any time after the account is opened. Fees may reduce earnings on the account and are subject to change.

Business Acquisition Lending

The lending staff at Bank of Zachary has the knowledge and expertise to assist with financing even the most complex business transactions, whether it be the complete acquisition of an existing business, the buy-out of an existing partner, or financing the transition from one generation to the next.

Contact Us

Mobile Deposit

Now you can deposit checks in a flash! All you need is a camera-equipped smartphone or tablet and the Bank of Zachary Mobile Banking App.

Learn More

Simply point, snap, and submit!

  1. In the mobile app, select "Check Deposit" from the account menu. Then select "Deposit Check".
  2. Endorse the back of the check with the following four items: For Mobile Deposit only, Account # (last four digits), Current Date, and Signature.
  3. Click the front and back icons to take a picture of the front and back of your endorsed check.
  4. Enter the amount of the check, select the account, enter an email address to receive alerts regarding your deposit, and then click submit.

You will receive an alert when the check has been received and whether it's been approved or denied. It's that easy!

Text Concierge

Text Concierge makes banking more convenient than ever. Get updates about your local branch like closings and important events, or text a banker with any questions or concerns! You'll get a text back in minutes. It's that easy!

How to Enroll
Simply text "enroll info" to
1-833-558-1130

Text Message (SMS)

Check your account balances and view recent transactions using text messaging. Register your mobile phone via the administration tab within online banking to receive real time account information on your checking, savings, and money market accounts.

Mobile Wallet

With Mobile Wallet, paying on the go is as simple as tapping your phone. Add your Bank of Zachary Debit Card to Apple Pay® or Samsung Pay™ and enjoy the convenience of making secure purchases with your mobile device.

Apple Pay® – Apple®, the Apple logo®, iPhone®, Apple Pay, Touch ID®, Apple Watch® and iPad Air® are trademarks of Apple Inc., registered in the U.S. and other countries. iPad miniTM is a trademark of Apple Inc. Apple Pay is available in the U.S.

Samsung Pay™ – Only compatible with selected carriers and Samsung™ devices. Samsung, Samsung Pay, Galaxy S® (and other device names) and Samsung Knox™ are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their own respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.

Mobile Banking

Take us with you wherever you go! With Mobile Banking, you can securely access your accounts anytime, anywhere.

Download the Mobile Banking App

Online Banking customers can download our App to a mobile phone or tablet:

Download on the App Store Get it on Google Play

Mobile Browser

There's nothing to download. Simply log into online banking from your mobile browser using the same URL and multi factor authentication that you would on a desktop. Auto device detection will adjust the view to best fit your phone or tablet screen size.

Have questions? Visit our Mobile Banking FAQs page or contact us.

How to Enroll
Simply log into Online Banking, and click the Mobile Banking tab.

Online Bill Pay

Simplify your life and take the hassle out of paying bills with Online Bill Pay. This free service, available to all Online Banking users, let's you specify payment dates, view your payment history and even review the status of pending payments.

How to Enroll
Simply log in to Online Banking and click on the Bill Pay tab at the top of the screen.

Online Banking

With convenient tools and secure features, online banking offers easy access to your accounts. Manage your finances at home or on the road, 24 hours a day, 7 days a week.

Features
  • View & print transaction histories and current balances
  • Transfer funds between statement accounts
  • Verify your direct deposit
  • Order checks
  • View & print paid cancelled checks
  • Place stop payments on checks
  • View Certificate of Deposit maturity dates & current interest rates
  • View & print information regarding your mortgage or loan
  • Receive email notifications & alerts
  • Access all capabilities via any mobile enabled device
Security

With Bank of Zachary’s online banking, your money and personal information is protected by firewalls and 128-bit encryption — the most powerful available in the banking industry.

For more details on our online banking security and the latest security updates, visit our Online Banking Security page.

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Mobile Home & Land Financing

Bank of Zachary can finance mobile homes and land up to 80% of appraised value. The mobile home must be immobilized and attached to the property with an Act of Immobilization.

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