Individual Retirement Accounts

Effective Date: Tuesday, December 11, 2018

Interest RateAPY*Minimum To
Minimum To
Obtain APY
1 Year1.50%1.51%$500$500How to Open
1 Year Variable**1.50%1.51%$500$500How to Open
18 Months1.55%1.56%$500$500How to Open
2 Years1.75%1.76%$500$500How to Open
3 Years2.05%2.07%$500$500How to Open
4 Years2.35%2.37%$500$500How to Open
5 Years3.00%3.03%$500$500How to Open

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change at any time after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew.