Individual Retirement Accounts

Effective Date: Tuesday, March 31, 2015

Interest RateAPY*Minimum to Open
1 Year0.80%0.80%$500How to Open
1 Year Variable**0.80%0.80%$500How to Open
18 Months0.90%0.90%$500How to Open
2 Years0.95%0.95%$500How to Open
3 Years1.05%1.05%$500How to Open
4 Years1.30%1.31%$500How to Open
5 Years1.55%1.56%$500How to Open

*APY = Annual Percentage Yield.
** Variable IRA interest rate may change monthly after the account is opened.
Note: These rates may change at any time without prior notice.
For IRAs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These IRAs automatically renew. Contact Investment Department for public funds, longer term or quote above $100,000.