Regular Savings

Regular savings accounts have always been the most traditional service offered by banks.  Almost anyone can start putting money aside in this account.  Just $100.00 minimum to open, to obtain the APY, and avoid the low monthly service charge.

Regular Savings features:

  • Interest is calculated daily on the collected balance and added to the account at the end of each quarter
  • FREE Online Banking 
  • FREE Mobile Banking
  • Statements without electronic items are mailed quarterly
  • You are allowed 6 withdrawals per quarter at no charge
  • FREE Telephone Banking (24 hours) 654-1516
  • Optional e-Statements
  • Fees may reduce earnings on the account
  • Rates may change after the account is opened

No service charge if account balance remains above $100 during the quarterly statement period. $5 service charge is charged only if the balance falls below $100 during the quarterly statement period. You are allowed 6 withdrawals per quarter at no charge. There will be a fee of $5 for each thereafter. $0.30 fee will be charged for each item deposited in excess of 20. $100 is required to open the account. Internet or phone transfers are limited to six per month as per government regulations. Excessive transfers will subject the account to being closed.