Regular Savings

Regular savings accounts have always been the most traditional service offered by banks. With a $100 minimum to open and a $100 minimum to avoid the low monthly service charge and earn interest, almost anyone can start putting money aside in this account.

Regular Savings features:

No service charge if account balance remains above $100 during the quarterly statement period. $5 service charge is charged only if the balance falls below $100 during the quarterly statement period. You are allowed 6 withdrawals per quarter at no charge. There will be a fee of $5 for each thereafter. $0.30 fee will be charged for each item deposited in excess of 20. $100 is required to open the account. Internet or phone transfers are limited to six per month as per government regulations. Excessive transfers will subject the account to being closed.