We value the health and well-being of our customers, staff and the communities we serve.
We are committed to providing our customers with the best banking service possible while facing the COVID-19 pandemic. We encourage you to use the Bank of Zachary digital tools to access your account, view transactions, check balances, pay bills and deposit checks. Please remain aware of potential scammers and cyber-criminals and practice caution prior to engaging with someone seeking information from you. Should you need assistance during this time, our staff is ready to help. We will continue to monitor the situation and provide updates as they relate to supporting our customersand communities.
UPDATE: Friday, May 22 - Lobbies To Open Next Week
Bank of Zachary is excited to announce that our lobbies will reopen next Tuesday, May 26. The health and well-being of our customers, employees and community is our top priority.
In advance of this announcement, we have taken the following steps to ensure everyone’s safety:
- All BoZ branches are professionally cleaned and disinfected every night.
- All BoZ branches have been fitted with protective plexiglass shields in all customer service areas.
- All BoZ branches have been supplied with hand sanitizer for customer use.
- All BoZ branches have installed instructional signage encouraging the use of personal protection equipment and maintaining a social distance.
- All BoZ staff have been provided with masks to be worn in the presence of customers.
- All customer areas will be regularly sanitized throughout the day.
If you do not feel comfortable coming into our lobbies just yet, we encourage you to continue to take advantage of the convenience of our ATM’s, Debit Cards, Online Banking, Mobile Banking and Telephone Banking (225) 654-1516. For more information or assistance with these services, please visit our website: www.bankofzachary.com or call us at 225-654-2701.
We look forward to seeing you in person very soon!
UPDATE: Friday, May 15 - Phase 1 Reopening Plan
At Bank of Zachary, the health and well-being of our customers, employees and community remain our top priority. We will begin Phase 1 of the reopening plan by continuing to provide full service banking through our drive thrus and by making an appointment to enter our lobbies.
As an essential business, Bank of Zachary has remained open throughout the Covid-19 pandemic. We encourage you to continue to take advantage of the convenience of our ATM’s, Debit Cards, Online Banking, Mobile Banking and Telephone Banking (225) 654-1516. For more information or assistance with these services, please visit our website: www.bankofzachary.com or call us at 225-654-2701.
Bank of Zachary is putting the final preparations in place for the day our lobbies re-open. We look forward to seeing everyone very soon.
UPDATE: Tuesday, May 5 - Joining the List of Heroes: Our Community Banks
Bank of Zachary, along with three other local banks, joined together to tell the story of community banks during the recent Covid-19 pandemic and their efforts to protect small businesses and local economies. The U.S. Congress earmarked a loan program specifically for small business and as time would tell, community banks were most successful in facilitating these loans on behalf of small business. Click here to read the full story by Zachary Post reporter Patricia Stallman.
UPDATE: Wednesday, April 22 - Financial Literacy Resources for Kids
April is Financial Literacy Month. Since school children have now made the transition to virtual learning, we thought it would be a great time to incorporate financial literacy into their curriculum. Thank you to the Louisiana Banker Association for sharing these resources. These websites are specifically geared toward children of all ages and they incorporate games and fun with the ever important subject of financial literacy:
Next Gen Personal Finance - a free high-school personal finance curriculum and professional development partner helping teachers deliver essential money understanding in an easy-to-grasp, engaging way.
Visa Financial Football - an interactive, video game type program that teaches students about Fin Lit while using football rules.
MoneyHabitudes - an interactive way to see what your attitude is toward money, spending, saving and investing. Money Habitudes is geared toward high school students to adults of all ages.
Jump$tart Coalition for Personal Financial Literacy - provides an on-line clearinghouse of personal financial education materials. Most of the JumpStart material is geared toward school age children.
Another fun website is http://themint.org/teens/how-banks-work.html this website shows how banks work.
In addition, Bank of Zachary has a Financial Education Center on our website with answers to many frequently asked questions.
UPDATE: Wednesday, April 15 - When Will You Get Your Stimulus Check?
Economic stimulus checks began depositing today. Use this link at IRS.gov to check on the status of your Economic Impact Payment.
Click the blue "Get My Payment" box. This application will give you information about:
•Your payment status
•Your payment type
•Whether the IRS needs more information from you, including bank account information.
Once you find out the date of your deposit from the IRS link above, you can use Bank of Zachary tools to confirm the deposit was made.
- Online Banking
- Mobile App
- Telephone Banking 654-1516
Please call our account services reps at 654-5647 if you need help signing up for or using any of our Bank of Zachary digital banking tools. More information about these digital tools can be found at bankofzachary.com
UPDATE: Tuesday, April 14 - Don’t Play Games With Your Financial Security
Social media games and questionnaires are entertaining when you have a little extra time to spare. Those that encourage you to share information about your personal life are fun for comparing answers with others, but this information can be used by someone to gain access to your personal financial information. Many of the recent social questionnaires are asking the exact common security questions used to create or verify financial accounts. We encourage you to not participate and to protect your personal information. Don’t make it easy for the “bad guys”!
UPDATE: Thursday, April 9 - Mobile Deposit: Access to Money Whenever, Wherever
Deposit a Check Whenever, Wherever with Mobile Deposit.
Don’t let staying at home get you down. With Bank of Zachary, there is still so much you can do including depositing checks using our mobile app.
Haven’t tried it yet? Check out the information page on our Bank of Zachary website.
Questions? Give us a call at 225-654-2701 and we can walk you through it!
UPDATE: Tuesday, April 7 - Local School Food Programs
A lot has changed since schools were closed state-wide on Friday, March 13, but providing for our school children is still the focus of our local school districts. Zachary, Central and Livingston school districts have partnered with 3rd party vendors in order to provide meals for school age children in their communities during the Covid-19 stay-at-home order. If you or someone you know is in need of this service, please see the information below.
Zachary and Central Schools announce a partnership with BREC and the Three o'clock Project. The Three o'clock Project will provide free healthy meals for children 18 years old and younger in both the Zachary and Central communities. The program, which began Monday, March 30th, has the Three o’clock Project visiting several locations each week, Monday-Friday. The schedule for meal pick-up can be found on local school district websites and social media pages. Parents and/or guardians may pick up meals on behalf of their children.
Zachary Community School District
Central City Community Schools
Livingston Parish Public Schools partnered with the U.S. Department of Agriculture and Baylor University to provide food and nutrition to students during the time that schools are closed because of the COVID-19 outbreak. The program, “Meals-to-You,” provides for meals to be delivered to the doorsteps of students who qualify for the program. More than 15,000 Livingston Parish students should soon receive free, shelf-stable meals delivered to their doorsteps.
Livingston Parish Public Schools
UPDATE: Monday, April 6 - SBA Payroll Protection Program
As of Friday, April 3, small businesses are now able to apply for the SBA Payroll Protection Program. The program is designed to keep small business workers employed and provide small businesses with capital through the nation’s banks and other lending institutions. Community banks are the greatest champion small businesses have, and these banks, like the Bank of Zachary, are working hard to make the SBA PPP work for those small businesses in need. The process has not been without its challenges and many bankers worked all weekend late into the night and early morning hours on behalf of their small business customers. Slowly but surely this perseverance is paying off.
Pres Kennedy, former Chairman of ICBA and former President/CEO of Bank of Zachary shared in a recent podcast, “So many people are doing their part – medical people certainly, medical support people, pharmacists, grocery store (staff), truck drivers. We’ve got to do our part! Right now this is our part; find a way to make the PPP work, service our small businesses, keep them alive, and get them through the other end of that tunnel. That’s what we’re called on to do, that’s what we’re going to do, and what we’ve been working through - these challenges, to make sure that we do our part. So there’s really no question. We just go in, roll up our sleeves, and we do it.”
This podcast featuring Pres and Byron Earnheart with Barret School of Banking, gave an inside look at how hard community banks like Bank of Zachary are fighting for their small business customers. Complete podcast: https://barret.ws/msbpodcasts/ppp-implementation-issues-and-community-banks-stepping-up-a-conversation-with-pres-kennedy
UPDATE: Friday, April 3 - Shop Small, Shop Local
The fear of the COVID-19 virus and the stay-at-home mandate have created a hardship for many small businesses. The Bank of Zachary, as a small business ourselves, has supported small, local businesses for more than 115 years. We encourage everyone to shop small and buy local whenever possible. There are many retail businesses in Zachary, Central, Watson and the surrounding communities that offer drive thru, curb-side, and delivery service, gift cards and other creative ways to deliver their goods and services. Let's continue to support each other during this difficult time. We encourage you as a business owner to comment on our Bank of Zachary Facebook page or share the current post and describe what your business is doing to continue to provide service to your customers. Together we can weather this storm.
UPDATE: Wednesday, April 1 - Mobile Wallet: A Touch-Free Way to Pay
Social Distancing has become a major buzzword during the COVID-19 pandemic. Healthcare workers and government officials recommend limiting contact with others. Now you no longer need to touch key pads or hand your card to a cashier at retail stores and food establishments. The Bank of Zachary offers Mobile Wallet for our BoZ debit cards. With Mobile Wallet, paying on the go is as simple as tapping your phone. Visit the app store and add your Bank of Zachary debit card to Apple Pay® or Samsung Pay™ and enjoy the convenience of making secure purchases with your mobile device. You can also find more information at bankofzachary.com.
UPDATE: Tuesday, March 31 - What are Phishing Scams
If you receive calls, emails, or other communications claiming to be from the Treasury Department, FDIC, your bank or any other financial institution offering COVID-19 related grants or stimulus payments in exchange for personal financial information, please do not respond. These are scams.
A very popular technique, that has increased during the COVID-19 pandemic, is phishing or attempting to acquire sensitive information by masquerading as a trustworthy entity using bulk email which tries to evade spam filters. How can you tell if an email is from a scammer if it claims to be from a popular social web site, a bank, a well-known shopping site, or IT administrators? KnowBe4 is a reputable resource offering detailed descriptions of the types of scams many fall prey to and information on how you can avoid becoming a victim yourself. Take a look at their website for more info on phishing: https://www.knowbe4.com/phishing
If you feel like you have been scammed, please contact the FBI at www.ic3.gov so that the scammers can be tracked and stopped.
UPDATE: Friday, March 27 - What is BoZ Doing in Response to Covid-19
At Bank of Zachary we are open for business. The COVID-19 virus has caused many changes in the last few weeks, but we want to assure you all is well and we are here to provide for your financial needs. Last week, we shared with you that we were transitioning to a Drive Thru only format but that customers who needed an appointment were welcome to call ahead and schedule one.
Many customers are using digital channels at this time - online banking or our Bank of Zachary App (mobile banking). For those who are not, and would like more information, you can call our account services department at (225) 654-5647 and easily be walked through the process with one of our friendly BoZ staff members. Don’t forget our automated telephone banking line as well (225) 654-1415. Also, in response to this crisis, Bank of Zachary has established questions at bankofzachary dot com as another tool to interact with us and have your questions or concerns addressed.
For our loan customers impacted by COVID-19, we are also offering a loan deferral program. If you are interested in taking advantage of this program, please contact your personal lender or reach out to our Loan Support Department at (225) 654-2701. Several of our customers are reaching out to us for that assistance.
Immediately, out of an abundance of caution as responsible citizens, we were proactive in transitioning all departments to rotating shifts. In addition, all staff members that could work from home were invited to do so. The health and well-being of our customers, staff and their families is our top priority.
These are challenging times, but Bank of Zachary is well prepared to weather the storm and continue to offer Banking the Way You Want in the Bank of Zachary Way. Do not hesitate to reach out with any questions or concerns and we will be happy to help. Our thoughts and prayers are with you and those impacted during this time.
UPDATE: Thursday, March 26 - BoZ Shred Days Postponed
We hated to do it, but we have decided to postpone our upcoming Shred Days. We are not cancelling just postponing. There is some good news, however: 1. you have more time to purge your confidential documents and 2. we plan to add a Shred Day for our new branch in Watson.We will keep you informed of the new dates. Please stay safe and healthy!
UPDATE: Wednesday, March 25 - Beware of Financial Scams
There is so much good in the world during tough times, and the COVID-19 pandemic has brought out the best in people. However, there are still those who will prey on the vulnerable and take advantage of any situation. Please review the following information shared by the FDIC in order to protect yourself.
FDIC Consumer News: Scammers Pretending to be the FDIC
The Federal Deposit Insurance Corporation (FDIC) has received reports of fraudulent communications that have the appearance of being from this agency. These scams may involve a variety of communication channels, including emails, phone calls, letters, text messages, faxes, and social media. The messages might ask you to “confirm” or “update” confidential personal financial information, such as bank account numbers.
Here’s what you need to know to protect yourself against government imposters like these:
•The FDIC DOES NOT send unsolicited correspondence asking for money or sensitive personal information, and we’ll never threaten you.
•No government agency will ever demand that you pay by gift card, wiring money, or digital currency.
•The FDIC would never contact you asking for personal details, such as bank account information, credit and debit card numbers, social security numbers, or passwords.
FULL ARTICLE: https://www.fdic.gov/consumers/consumer/news/march2020.html…
UPDATE: Monday, March 23 - Easy Ways to Stay in Touch With Bank of Zachary
Following the Governor’s Stay-at-Home order, Bank of Zachary is considered an essential business. We are open and we are here to serve you. We will continue to accommodate all business needs through the Drive Thru at each branch.
We encourage you to take advantage of the convenience of our ATM’s, Debit Cards, Online Banking, Mobile Banking and Telephone Banking (225) 654-1516. For more information or assistance with these services, please visit our website: www.bankofzachary.com or call us at 225-654-2701.
We pray everyone stays healthy and safe.
UPDATE: Friday, March 20 - Loan Payment Deferral Program
Bank of Zachary is offering a loan payment deferral program to certain customers impacted by COVID-19. If you are interested in taking advantage of this program, please contact your lender or reach out to our Loan Support department at (225) 654 - 2701. While this is certainly a challenging time for many of our customers, we take heart in knowing that our community is supportive and resilient. The Bank of Zachary is a proud member of that community and stands ready to help our friends and neighbors during this time.
UPDATE: Thursday, March 19 - New Email Address to Contact BoZ
In the interest of serving our customers and assisting you with questions and concerns, we have set up a special email address for your use. Please use the email address questions at bankofzachary dot com as another tool to interact with us as we help you navigate these uncertain times.
UPDATE: Tuesday, March 17 - BoZ Lobbies to Close Thursday, March 19
Customer, employee and community health and well-being remain our top priority at Bank of Zachary. Beginning Thursday, March 19, our bank lobbies at all branches will be closed and we will offer full-service banking through our drive thru option only. Drive thru hours will remain the same: 9:00am to 5:30pm, Monday through Friday.
This decision was made after careful consideration of recent state and national mandates regarding the spread of COVID-19. Our team is available by limited in-person appointments for customers needing loan assistance, new account services or access to safe deposit boxes. Please reach out to your local branch or banker for an appointment or urgent banking needs.
We also want you to have the confidence that you can manage your banking anywhere, anytime. We strongly encourage you to use the Bank of Zachary digital tools for 24/7 account access. You can access your accounts through online banking, with the Bank of Zachary mobile app or by calling Telephone Banking (225) 654-1516.
Thank you for your continued trust and confidence in Bank of Zachary. Again, our Main Office number is (225) 654-2701. Please call us at any time with questions or concerns.
UPDATE: Monday, March 16 - Convenient Banking During Covid-19
At Bank of Zachary, we are prepared to continue providing banking services to our customers in a safe manner. We understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19) and are committed to being responsive to the needs of our customers, staff and the communities we serve as the situation evolves.
We remind you of the convenience of ATMs, Online Banking, and Mobile Banking (BoZ App) and encourage you to take advantage of these services so you can bank anywhere at any time. For more information or assistance with these services, please visit our website or call us at (225) 654-2701. We will continue to update you regularly through our website www.bankofzachary.com and our social media platforms.