Equifax Data Breach: Insight and How to Protect Yourself

Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans.

To be clear, Bank of Zachary was not compromised and your information was not stolen from our bank. However, Bank of Zachary takes the security of our customer information very seriously, and we are providing you with the information we know about this massive breach and the steps you can take to protect your personally identifiable information if you so desire.

Letter from Bank of Zachary President Mark S. Marionneaux »

Q&A

I’ve been hearing about the Equifax breach in the news. What happened?

This is what we know according to Equifax: the data breach occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of birth, addresses and, in some cases, driver’s license numbers. Approximately 209,000 credit card numbers and dispute documents with personally identifiable information for approximately 182,000 consumers were also stolen. There is no evidence of unauthorized access to consumers’ credit reporting databases.

Was my information stolen?

Equifax has established a website that informs consumers if they may be affected by the breach, provides additional information on the breach, and offers complimentary identity theft protection and credit file monitoring. This information is available at www.equifaxsecurity2017.com.

How can I protect myself?

Following this unprecedented breach, we are also asking our customers to be extra vigilant and report any suspicious activity in your Bank of Zachary accounts to us by calling 225-654-2701.

To protect your identity and personal information, Bank of Zachary strongly encourages our customers to take the actions noted below.

I believe I’m a victim of identity theft. What should I do?

If you believe you are the victim of identity theft, contact your local law enforcement office and/or your state attorney general. Finally, you may also want to consider reviewing information about recovering from identity theft, which is available from the Federal Trade Commission (FTC) at www.identitytheft.gov or by calling 1-877-IDTHEFT (1-877-438-4338). The FTC also offers general information to protect your online presence at www.consumer.ftc.gov/topics/privacy-identity-online-security.

How do I contact Equifax?

Equifax has established a dedicated toll-free number to answer questions you may have about the Equifax data breach and its effect on your personally identifiable information. You may call them at 866-447-7559.